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Buying
Pre-approval, down payments, credit, and what happens between offer and keys.
- ConventionalStandard financing for a primary, second home, or investment property.
- FHAGovernment-backed, with flexible credit guidelines.
Refinance
When a refinance pays off, and how to run the break-even.
- ConventionalStandard financing for a primary, second home, or investment property.
- VAFor veterans and active-duty service members.
Home Equity
How HELOCs, home equity loans, and equity agreements compare.
- HELOC / HELOANTap your equity and keep your current mortgage.
- HEA / HEIAccess equity with no monthly payments and no new loan.
Self-Employed and Non-QM
Qualifying on bank statements, a P&L, or assets instead of tax returns.
- Non-QMFlexible qualifying: P&L, bank statements, assets, or 1099s.
- DSCR / Investor loansRentals and investment properties, qualified on the property.
Investor
Rentals, house hacking, and financing a deal on the property's numbers.
- DSCR / Investor loansRentals and investment properties, qualified on the property.
- CommercialFinancing for commercial and mixed-use property.
Latest
All articlesHow to Buy a House Before Selling Your Current One: Bridge Loans, HELOCs, and the Order That Matters
Five ways to buy your next home before the current one sells, what each costs if the house sits, and which one you must set up before you list.
Buying a House With a Sibling: The Deed, the Note, and How One of You Gets Out
Two siblings can share one mortgage. How lenders score two credit files, what the sibling who leaves still carries, and how a buyout really works.
Closing Costs Explained: What They're Made Of and Which Ones You Can Negotiate
The Loan Estimate sorts closing costs into ten lettered sections. The letter decides whether a fee can move, and which three you can actually negotiate.